At D.L. Townsend, we have the capability of servicing your personal insurance needs across many different lines of insurance.  In addition to offering homeowners insurance, auto insurance, and life insurance, we also offer excess liability insurance, umbrella insurance, mine subsidence and much more.

As your personal insurance agency, we focus on your individual needs and develop a plan specifically for you.  Then we present your customized individual insurance plan to a number of insurance carriers and guide you to the policy that provides thorough coverage at a comfortable price. Our carriers provide coverage that allows for more flexible and cost-effective policies.